FACTS WHAT DOES STEPPING STONE LOANS LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances and income
  • Account transaction and payment history
How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons STEPPING STONE LOANS LLC chooses to share; and whether you can limit this sharing.
Reasons we share your personal information Does Stepping Stone Loans LLC share? Can you limit this sharing?
For our everyday business purposes to process your transaction(s), maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you (1) Limited Limited
For joint marketing with other financial companies (1) Limited Limited
For our affiliates' everyday business purposes to share information about your transaction(s) and experience(s) (1) Limited Limited
For our affiliates' everyday business purposes to share information about your creditworthiness No We do not share
For our affiliates to market to you No We do not share
For our non-affiliates to market to you No We do not share
Who We Are
Who is providing this notice? Stepping Stone Loans LLC
What We Do
How does Stepping Stone Loans LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Stepping Stone Loans LLC collect my personal information? We collect your personal information, for example when you
  • Use our website
  • Apply for a loan
  • Provide account information
  • Give us your contact information
We also collect your personal information from others, such as credit reporting agencies, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies doing business under the trade names 'Stepping Stone Loans'
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Non-affiliates we share with can include consumer lenders, direct marketing companies, debit card issuers collection agencies and others.

Footnotes:

(1) Please note that subscriber mobile numbers will not be sold or shared. Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties.